When hackers steal consumer data, injury to consumers is not a foregone conclusion.  This is particularly so where credit and debit card numbers are stolen.  Banks, not consumers, bear the cost of fraudulent charges.  Consumers’ credit ratings are unaffected by such charges, and stolen payment card numbers cannot be used to steal consumers’ identities.   As a result, it can be difficult for consumers in payment card data breach cases to prove damages or injury. Continue Reading Ruling Vacating Target Consumer Class Settlement Highlights The Problem Of Standing In Data Breach Cases